I'd love to hear your thoughts!
- Basic knowledge
The purpose of the base is clearly only to get market returns, nothing more - but nothing else.
Since I usually prefer to manage my portfolio myself and see this part as "insurance" against my continued bad decisions, this part is currently only 28%.
Maybe a little more, but I don't really care about that. The boundaries are flexible, and the "revenue" side has been doing quite well lately.
- Income
You should already have an idea of my income mix. So here is a simple summary:
The goal is to achieve above-average dividend growth over an extended period while keeping a close eye on performance.
Even without a dividend, I would intentionally include growth stocks if I thought doing so would help keep my portfolio healthy.
- Growth
This part of the asset can grow freely without any restrictions. High volatility, high beta, high-volume trading, these don't matter. The key is to move forward.
However, this always means taking risks, and here, I don't use KPIs to control that risk, but purely through portfolio size.
The only way to push this limit is to improve performance. If there is an extreme concentration, I will initially accept it - let the winner win!
- Cash
What else can I say? If it rattles, I want to buy it. It's that simple.
Okay, that's all for today. We look forward to your questions, comments, and new ideas. We also sincerely invite you to join our discussion group.