Best Travel Credit Card 2026 India
Current Cibil: 781
Age: 36
Monthly Income and Employment status: 1.5L and SELF-EMPLOYED
Monthly Expenses & Spending Patterns: 20K-30K (staying in hometown), 1-2 international trip (to Indonasia or Dubai) with parents, 3-4 domestic trips (flights etc)
Top 5 Monthly spend categories and Top 5 Annual spend categories:
- Groceries & Food (10K per month)
- Amazon & Flipkart (10K per month)
- Utilities (5k per month)
- Flight tickets - Domestic & International (1L - 1.5L per annum)
- Airbnb & Hotel (1.5L per annum)
Preferences for Credit Card Features:
- Reward Points to be transferred for business tickets
- Lounge access is kind of mandatory
Reward Preference:
- Looking for reward points (Maharaja points, Singapore Krysmiles, Malayasian airlines points)
Lounge Access Required: Yes (Domestic: 6, International: 6)
Credit Cards already owned by me:
- SBI Cashback Credit Card
- HDFC Millenia Credit Card
- IDFC WOW First Credit Card
- UNI BOB Credit Card