Hello, I don't have anyone in my life that I feel comfortable sharing this information with or that is knowledgable about finances so that is why I am asking here.
When it comes to investments, I've just been picking things that have been listed over and over in articles and on websites when I do research.
Is what I have considered diversified? Am I investing in too many different things? How can I simplify it? What can I be doing better? Are there any red flags?
Background info: 36 years old / Woman / Income: $84,000 / No debt / Monthly expenses ~ $2,500.
This year is the first time in my life that I've had a job with a 401k so I intend to max it out as well as my HSA and Roth IRA.
Here are my investments accounts and what's in them:
BROKERAGE ($61,688.29)
FXAIX - $45,815.75
SCHD - $827.08
SPAXX - $5495.51
VNQ - $99.90
VT - $462.64
VTI - $8987.41
HSA ($11,856.80)
FDRXX - $55.83
FSPGX - $1573.57
FXAIX - $10227.40
TRADITIONAL IRA ($33,700.26)
VOO - $17438.62
VGT - $6102.09
QQQM - $5536.14
VXUS - $2815.79
VYM - $1807.62
ROTH IRA ($27,460.38)
VGT - $9150.63
VOO - $7580.15
VTI - $4331.61
VIG - $3016.46
VOOG - $2370.21
VT - $827.36
SPHD - $137.60
BND - $46.36
401k ($6,000.08)
2055 Target Fund - $6000.08
Total invested: $140,705.81
HYSA: $40000
Checking ~$2000
I appreciate anyone who takes the time to read and give me advice. Thank you!