u/Confident_Isopod_505

I’m a late to the game 38m that’s finally getting my Roth IRA off the ground. Just curious how someone with more time in the game feels about this spread?

HYSA (3.1%) with 4500 start and $150 weekly contributions. Fidelity account with 3k start with $150 weekly contributions

FXAIX 55%
FZILX 20%
QQQM 10%
AVUV 5%
SOXX 5%
PHO 5%

Going to rebalance saving contributions to Roth once I hit 10k in the HYSA

Thanks in the advance for any feedback.

I’m a late to the game 38m that’s finally getting my Roth IRA off the ground. Just curious how someone with more time in the game feels about this spread?

HYSA (3.1%) with 4500 start and $150 weekly contributions. Fidelity account with 3k start with $150 weekly contributions

FXAIX 55%
FZILX 20%
QQQM 10%
AVUV 5%
SOXX 5%
PHO 5%

Going to rebalance saving contributions to Roth once I hit 10k in the HYSA

Thanks in the advance for any feedback.