Current cards: (list cards, limits, opening date)
Amex BCE $35,000 limit, Sep 2024
Wells Fargo Active Cash $8,800 limit, Oct 2023
Apple Card $6050 limit, Dec 2023
FICO Score: 795
Oldest account age: e.g. 2 years 6 months
Income: e.g. $85,000
Average monthly spend and categories:
dining $200
groceries: $400
transit: $100
Ai Subscriptions:- $40
Health & Wellness: - $200
other(Amazon): $200
Open to Business Cards: No
What's the purpose of your next card? Start Getting into point system
Do you have any cards you've been looking at? e.g. Chase Sapphire Preferred, Wells Fargo Autograph or Autograph Journey
Are you OK with category spending or do you want a general spending card? Depends
Other Things I am a new grad so my spending will increase slowly and I live in Jersey City and Work from home so no car expenses. Have a few travel plans for future but not sure when maybe this year or maybe next also have a few expenses lined up so can get the bonus. I am not a high earner so i don't want to spend way much on AF every year that's why I am not sure about the premium cards yet. Help is really appreciated