u/Competitive_Froyo_31

Just turned 30, bought a house in January for 620, mortgage 380, car is paid off, mortgage is $2200 a month. Current job base is 125, target 20% bonus. Have 20k emergency fund in a HYSA. Biweekly checks are like $3600 a month but that’ll go down as I’m trying to max my 401k.

Part of me feels scared of the future and that I’m not prepared for a world where corporate jobs are wiped out and I don’t have the same income. I’m also worried that I’m not investing and saving enough to have a decent retirement by outrunning inflation. I also have the urge to buy a cool sports car in the 65k range but that’d just be totally stupid idea. Would value feedback on whether I’m just being too negative or if youd recommend I adjust any of my methods