u/CobblerNo7449

Been building a side project that I think fits this community: The Reddit Money Digest, a free weekly Substack newsletter about personal finance.

The angle that might interest r/passive_income: I've set it up so that every Sunday, an AI agent (Claude) automatically researches that week's top Reddit finance threads, writes a draft, and publishes it. I review, adjust tone, and post the marketing content — but the heavy lifting is mostly automated.

Issue #001 is live. Covers the big finance discussions from this week: tariff panic vs. 401k contributions, emergency fund psychology, and debt payoff strategy debates.

The longer game is building a subscriber base and eventually monetizing through Substack's paid tier or sponsorships. Still early — 0 to something.

Happy to talk about the automation setup if anyone's curious.

→ Issue #001: [link]

Made this because I kept seeing the same pattern on r/personalfinance: great questions, a mix of solid and terrible advice in the comments, and no easy way to filter for signal.

The Reddit Money Digest goes out every Sunday. Each issue covers 3 threads from the week with a breakdown of what the community got right vs. what they missed, plus a Red Flag of the Week — the most dangerous piece of advice that got traction.

Issue #001 covers the tariff + 401k panic posts, the emergency fund emotional flatness thread (12k upvotes), and the eternal avalanche vs. snowball debate.

Free to read, no account needed.

→ [link]

Feedback welcome — still early days.

Side project I've been working on: The Reddit Money Digest.

The idea came from noticing that the best personal finance insights on Reddit are always buried — either 800 comments deep, or drowned out by advice that's technically correct but missing crucial nuance. Meanwhile bad advice gets upvoted because it sounds confident.

So every Sunday I go through r/personalfinance, r/investing, and r/financialindependence, find the 3 most interesting discussions, and write up:

• What the crowd got right
• What they missed
• Which viral advice was actually dangerous (Red Flag of the Week)

This week's issue covered the wave of "should I pause my 401k because of tariffs?" posts, the emergency fund milestone thread that hit 12k upvotes, and the never-ending avalanche vs. snowball debate.

It's free, no paywall. Built it because I wanted to read it and it didn't exist.

→ Issue #001

Happy to talk about the build, the content format, or the Substack setup if anyone's curious.