Okay so basically, when I was 20 a family member convinced me to sign off on a car for him. He assured me that he was making the payments on it and being 20 I just didn’t think much about it. Long story short he didn’t pay a single penny on it and it got repossessed and left me with $15000+ worth of debt that I could never dream of paying back.
I’m 28 now, and my credit score is not bad but not great; 670. The issue is, my current cars engine died. It’s $1950 to pay for it, not a huge deal money wise as I can pay that in two checks but I’m on a super time limit where I have to get it by mid May and I get paid every two weeks. The engine seller offer financing but I was auto rejected due to the old debt from the car, and it’s the same story with every loan I’ve applied for.
I’m honestly just so stressed, I don’t know what loan places are real and what are scams. I don’t know where to start or what to do. It seems like every site is just a scam to redirect you to a different site and steal your information.
What companies, if any, would give a person with my shitty history a $2000 loan? Please help ASAP. I’m freaking out.