u/Civil_Stock2106

So, if I’m doing the math correctly, this quote is for $448/month for 36 months, for a car selling at $32,000, with top tier credit factored in, supposedly. Between the total monthly payments plus the residual value, this car ends up being almost $38,000. I live in Oregon so there’s no sales tax but there is a .5% (.005) privilege tax on vehicles, but that’s like $200. Is the difference of almost $6,000 the lease/money factor or, what else am I missing in the calculations? I’m not getting this car but just want to know what I’m missing here, thanks. As a side note, I’ll also be selling my current vehicle (listed as a trade) as a separate transaction somewhere else and not actually doing a trade.