Like most of y'all, I'm frugal af. However, I'm all for enjoying your life as well. Life isn't just about investing and saving money.
I eat out with my girlfriend and get takeout quite a bit. I don't really spend much on other material things and my hobbies don't cost me money. I also live at home so I choose to indulge in food every so often. I love trying new restaurants around the GTA and buying premium cuts of meat to BBQ.
Last year, I randomly dumped roughly 15% of my portfolio into Micron. As a result, it helped push my portfolio to well above $300,000 (along with Google).
This is life changing money for me and I'm forever grateful.
Not all, but most.
I don't want to hear excuses of how I they're just trying to do a job. Imo, it doesn't excuse their piss poor behaviour and entitlement. Every single day, I encounter a delivery jackass doing some sort of fuckery.
-They park wherever they feel like. Handicap spot, bike lane, middle of the road, sidewalk etc instead of parking properly and fucking walking 1-2 minutes to their destination. I assure you that 2 minutes of walking isn't going to ruin their day.
-The atrocious driving. These drivers are utterly clueless half of the time. Either they don't know where they're going, constantly braking, driving way over the speed limit, stopping in the middle of the street instead of pulling over to a side street and countless other illegal maneuvers. Oh, and don't forget the fucking U TURNS. It's ALWAYS a u turn with one of these people. They literally drive like they're the only ones on the road.
-The fucking E scooters. These things are always clogging up sidewalks. There's many places downtown where you can't even walk properly because they're taking up the whole sidewalk. Not only that, but they ride them on the sidewalks constantly. They also DO NOT BELONG in bike lanes. Period. It is so fucking annoying riding a bike near these people as they constantly slow down, speed up, take sudden maneuvers without looking and endangering everybody.
-The rudeness. I hate to say it, but it's honestly no wonder why a lot these drivers cannot get actual jobs. They have no class, etiquette or common sense. They're rude to store employees, cut in line, have no patience, no decorum, no common sense. If they behaved this way to their coworkers or customers in an actual workplace, they'd be fired instantly.
-Multi apping. The amount of times that I've received cold food or had to wait hours for a delivery because drivers are delivering with other apps... Nothing like seeing your driver go in a completely different direction from your address then end up delivering your food cold 2 hours later.
I bought my Ultra in March of 2023. I intend to keep it until at least 2028.