u/Chromeo0

Hi everyone,

I work at a fintech unicorn and am eligible for my company’s car lease program via Ayvens. I’ve selected a car within my eligibility (~₹7.2L on-road).

I’m trying to understand how strict the approval process is and wanted some real-world inputs:

- Do leasing companies like Ayvens actually check CIBIL for corporate leases, or is it mostly employer-backed?

- If they do check, is it usually a soft inquiry or a hard pull?

My situation:

- Past credit issues

- So my CIBIL profile isn’t great

I’ve heard mixed things internally, some say there’s no CIBIL check at all, others say there is some level of screening.

Would really appreciate hearing from people who’ve actually gone through this process.

Thanks!