u/ChiyuMiu

Hello everyone,

I have a question which is the best next step for my current student loan. I have a total of roughly 50K in loan with interest continuing to grow. I am also qualified for PSLF with where I am working atm. And I would like to know if it's better to take a loan out from a lower interest rate place like Sofi or even banks to cover my student loan in total and just pay back the lower interest loan I took out or continue with my loan repayment plan with PSLF? And is PAYE would be my best choice if I stick with the student loan? Thank you!