u/Cherry-Impossible

No shade! Just, it always makes me feel better to see people working with similar means as me. Couple key things have helped me: I got a line of credit with a MUCH better interest rate than the predatory loan I took out, and then I did get help from a pal who was able to give me an interest free loan that then freed up a bunch of cash so I'm not at risk of going into debt again. So I am still in debt, still plugging away, but looking for opportunities all the time to bring that % rate down along with my spending while not going full austerity cos unfortunately my ADHD brain will betray me. Slow and steady, let's get this done.