u/CheerfullySarcastic

Hi,
I am 26 year old female. No existing conditions.
A past injury to the head as a kid (at 1.5 years of age) that caused unconsciousness (termed epilepsy by the doctors) This was cured and ever since I haven't faced any issues.

So l had taken a health insurance policy via Policybazaar. This was ICICI Lombard Elevate policy and I disclosed this condition. They asked me to share the Brain MRI reports which came back as normal. But they have 'permanently excluded epilepsy and it's complications'

What do I do? Should I accept this counteroffer or are there any other good options?

BTW I paid 43k for 5 years, for a 20-Lakh cover/year