Bit of a complex story, seeking some clarity.
After about 8 months, I was about to close a deal with a developer for an apartment in southern Poland this month.
Turns out, the mortgage was declined because of "high risk", in the lending agent's words...
Today, I was sent to a different mortgage agent after the loan was not secured.
...however, yesterday I received a letter from the city administration showing the apartment is under my name.
Apparently, I have to pay contributions or land tax on something I do not own...
The agent told me in confidence that this developer had left another client without fitting basic appliances for two solid years. In another case, they sold a housing title they hadn't purchased correctly. The developer also changed numbers every time he called the lending agent (which they never did with me)
His words: "Ask the other bank for a statement. High risk may refer to THEM (deweloperzy), not you"
Gutted to get all of this Januszu biznes, even after I checked developer and references so thoroughly. I did my due diligence, but the developer may be deleting any bad opinions online, as nothing came up, nor in archives and business registrations.
My question is, next steps?
After cancelling that "deed" in my name, of course.