u/Cautious_Coast_5264

Hello everyone! Long story short !

I am stucked in very bad debt position

Currently having a LAP of 75 lakh + 18 lakh top

And some other personal & business loans

Also credit card debt increasing

Total debt around 1.7 crore

Got and offer from aditya birla (lap is running from here only)

The offer is that are offering me 1.5 cr from which they will deduct the old LAP and rest i they will transfer to me so that i can close all my other loans

Catch is that they are asking for a 2 lakh ruppe bond that i have to buy from them before disbursement but after sanction ! Please help me suggest that is it a scam or not !