u/CatMad25

I am looking to replace my Quicksilver credit due to its move to Discover network and the fact that I regularly use it while abroad (Europe mostly)

• ⁠Current cards (both have high credit limits):

⁠•	⁠CapitalOne Quicksilver

⁠•	⁠CapitalOne Savor (Joint credit card with husband)

• ⁠FICO Score: 820

• ⁠Oldest account age: 20+ years

• ⁠Income: $100K+

• ⁠Average monthly spend and categories:

(groceries and dining go on the Savor joint credit card, this is just my own spending)

⁠•	⁠Other services (spas, donations, gym etc) 20%

⁠•	⁠Merchandise: 20%

⁠•	⁠Dining: 15%

⁠•	⁠Travel: 10%

• ⁠Open to Business Cards: No

• ⁠What's the purpose of your next card? Maximize cashback while retaining travel benefits (no FTF, CDW) ideally no annual fee

• ⁠Do you have any cards you've been looking at? No

• ⁠Are you OK with category spending or do you want a general spending card? I don’t think category spending would work best for me from what I’ve seen