u/CarloskVillerot

I turn 59 next year. Got a decent chunk in an old 401k, maybe 80k or so. I'm not trying to get rich off it. Honestly I just don't want to lose what I've already saved.

Turn on the news any given night and it's the same story. Inflation through the roof. Dollar getting hit. Market feels shaky. I'm close enough to retirement that a big crash would mess me up bad. I don't need huge gains. I need to sleep at night.

So I started looking at moving some money into physical gold. Actual bars or coins, not paper ETFs. But I learned you can't just keep IRA gold at home. It has to go into a depository with a custodian.

That threw me off at first then I found the Texas Bullion Depository. Supposedly it's a legit high security facility. 40,000 square feet, metals stored right there on site. A lot of other dealers don't even have their own vault. They ship your metals somewhere else. That feels risky to me.

Has anyone here ever rolled over into a gold IRA? What depository did you pick? How were the fees?

Maybe this sounds weird but I miss when hobbies were just... private little things people did. Now every hobby seems to come with an expectation to document it, improve fast, post progress updates, or build an audience around it.

I started learning guitar recently and caught myself thinking about recording clips before I could even switch chords properly. It made me realize how hard it is now to just quietly enjoy being bad at something.

Sometimes I think the internet made hobbies more accessible but also harder to enjoy casually at the same time. Anyone else feel this way?