Hi r/phinvest. New dad here, and I want to be as ready as possible for my baby's future. I am committing to save and invest at least 20k per month specifically for her.
May nakatabi na kami in digital banks, so this 20k is purely for long term investing. Gusto ko sana hatiin yung 20k monthly allocation ko.
Yung first 10k will go to Pag-IBIG MP2. Ito yung conservative and low risk part of the portfolio.
Yung remaining 10k, I want to put it somewhere else to make sure may laban sa inflation. I am thinking about REITs or the stock market. Ang kaso, wala pa akong masyadong alam sa mga yun right now, but I am very willing to study and research.
If kayo nasa kalagayan ko, where will you put the remaining 10k? May specific index funds (local or US) or platforms ba kayo na marerecommend for a beginner? Any tips or resources to read up on would be a huge help.
Salamat!