Just got out of chapter 7 bankruptcy in February, made dumb financial decisions right at 18 and now wanting to better my financial health.
Had to buy a car so I got a new Honda civic (cheapest I could find) with a warranty. Only issue is I got hit with a 20% rate. My credit has jumped to a 650, I want to try to refinance to get a better rate but don’t know how long I should wait before trying.
Any suggestions?
u/Capital_Actuary1319 — 8 days ago