u/CapitalD-colon

Good afternoon, I’m currently in credit repair using accc which has been fantastic and a huge help. I’ve been paying off a large amount of debt and the program is amazing. I unfortunately accrued a large credit debt shortly after a devastating life event, losing our home in a fire and having to rebuild from scratch.

I wanted another credit card for backup and emergency purchases. It was recommended by the program to wait a bit before applying which I have. I previously had great cards through capital one and chase with large credit limits, I attempted to apply to them with no luck. Most likely because I am in the accc program and currently in restricted accounts with them.

Even though I am in the accc program and paying off a large amount of debt my credit card is actually pretty good hovering around 700. I never missed any payments and paid everything on time. I applied for a discover IT card and got approved for a 6k limit. Obviously coming from a large credit card debt I don’t plan on using it much but curious the opinion on this card to assist with rebuilding? Bad idea?

The only other option I have had was a secured line from capital one so this surprised me. Just want to understand more before I continue

I have tried to review the buyers guide but it’s honestly a little confusing to someone that doesn’t understand the metrics. It’s tough for someone that isn’t in the lingo or honestly smart enough to know what much of it means, just a dad trying to support his boys hobby.

My two boys have become obsessed with the planets and solar systems. We have great access in our backyard to view stars and planets and a lot of the cheap telescopes we have gotten from 2nd hand stores or Amazon have been junk. I was looking to spend around $100-200. Preferably closer to 100-150. I saw the binocular option but that just won’t do with two younger boys. I want something we can share and use together and I can help them. I’m a newbie, but with a lot of kids not someone that can dedicate days to researching. I’ve spent already a few hours going through this Reddit and google and I feel like I know less than I did when I started lol.

I found this one local on marketplace for $75, looks good and the reviews aren’t terrible but buying used always makes me hesitant. Ive also seen this other one on Walmart, the astrmaster 70az, but reviewing this subreddit regarding this telescope has been brutal. Some say it’s great others say to completely avoid. I’m lost and just looking to help my boys continue their love of planets so any help is appreciated.

They already know more than I ever will and I’d like to keep them going!

Located in the northeast USA, looking to see mostly planets, stars, and any other things kids under 10 may find fascinating

Currently in credit debt counseling repaying a large credit debt, wanted a card for backup and got approved for 6k limit? Discover It