u/Capable-Ganache-87

Mortgage Question

I have a default due to drop off my credit file next week. My broker reckons it will be another 6 weeks before the credit file updates.

Is it worth putting an offer in now with a view to making the mortgage application after the credit report updates? By the time searches etc. are done it should be about right timing wise without delaying anyone right?

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u/Capable-Ganache-87 — 2 days ago