u/CandidNectarine888

Hi po. Hingi lang sana ako advice. May mga overdue online loans (OLA) ako ngayon at hirap talaga ako financially dahil nawalan ako work. Iniisip ko kung mas okay ba na mag partial payment kahit paunti-unti, o ipunin muna yung pera bago magbayad ng mas malaking amount.

Sa ngayon kasi hindi ko muna nasasagot lahat ng calls at messages dahil sobrang stressed at wala pa talaga maibayad. Ano po kaya possible mangyari kung ma-ignore muna sila habang naghahanap pa ako pagkakakitaan? May naka-experience na ba nito na eventually nakaahon din?

Respect post po sana, sobrang overwhelmed lang talaga ngayon. Salamat.

Sino po nakarecieve ng ganito ,true po ba ito o Scare tactics ? Nagpartial po ako sa kanila at araw araw ako nag uupdate sa kanila sa email .

Good day,

We are reaching out regarding your account with Online Loans Pilipinas (OLP), which remains unpaid and currently in delinquent status.

Despite previous reminders and the consideration extended by our team, we have yet to receive any payment or update from your side. Please be advised that continued non-payment may result in further collection actions, including possible legal escalation.

Please be informed that failure to make payment may result in your account being escalated for formal collection procedures. However, once full payment is made, we will endorse your account for possible reloan processing, subject to approval.

We highly encourage you to take this opportunity to clear your balance and restore your account standing.

For payment assistance and confirmation, feel free to contact us immediately.

Thank you for your urgent attention to this matter.

To proceed, kindly send the following details for verification and arrangement:

Full Name

Contact Number

We urge you to treat this matter with urgency. We are still open to helping you resolve your account in the most manageable way possible.

Thank you and we look forward to your cooperation.

Hello everyone,

I just want to ask for advice kasi sobrang stressed na ako at tumataas na ulit anxiety ko.

May mga overdue loans ako sa online lending apps. Wala pa akong pambayad ngayon at nahihirapan talaga ako financially. Sinusubukan ko naman humanap ng paraan pero hindi pa kaya sa ngayon.

Ayoko sana sabihin sa family ko kasi alam kong wala rin silang maitutulong at ayoko lang din sila madagdagan ng problema. Kaya sinusubukan kong sarilihin pero habang tumatagal, mas bumibigat sa pakiramdam.

May mga nakaka-experience na ba nito dito? Paano niyo na-handle yung pressure ng debts at anxiety? Any practical advice kung ano pwede kong gawin habang wala pa akong capacity magbayad? ito mga ola ko

MEGA PESO -45K (OD OVER 1 MONTH NA )

PESOLOAN - 14K( OD 1 MONTH )

OLP- 10,700 ( OD 25 DAYS )

FTLENDING -3,500 ( 1 MONTH OD)

TALA - 12K - ( DUE MAY 15)

Salamat sa makakapagbigay ng payo. Kahit maliit na advice malaking tulong na.

How can I get out of online loan debt when the penalties and interest keep increasing every day? It’s extremely stressful, and it has reached the point where I’m already getting sick because of it,Also, it feels like all the partial payments I’ve made don’t matter. I lost my job, which is why all my online loans are now overdue. I also don’t want to keep using the tapal system.

Hello ,sinu po Dito may Malaki loans sa mega peso na OD na .may home visit po ba Sila or nag ssmall claims po ba Sila ?