u/ButtdidYOUdiedough

I just want to say thank you to all the knowledgeable people in this community…you have greatly helped calm my nerves!

My question is , if I am currently in forbearance after making the 120 payments..waiting for my PSLF loan discharge decision to be hopefully accepted and discharged. I qualified by my employers and making previous payments (under SAVE )

Should I still apply for a new income driven plan… with all the changes coming up? While in this forbearance.

Hey yall, I reached the 120 on the student aid website (green banner and all). I submitted my PSLF forgiveness application the next day along with, of course, recertification of my employment. My question is , if you have been in forbearance and not making payments (like I have), does it take longer to zero out? I’ve read on here some people who have been making payments all along have been getting forgiveness in a months or twos time. What about the people who were not paying bc they could not afford it , then qualified employment while under forbearance?!

Thanks