I am planning to invest in a mid cap fund, I can consider Invesco mid cap fun. My question is, is it worth investing in an active fund or should I choose an index fund like MO fifty 150 index funds.
Experienced investors and experts advice will be helpful
I am 22, just started earning, and have finalised 3 funds with an 18–20 year horizon with an annual step-up proportional to my income increase.
Current Monthly SIP Amount – ₹2,500
Funds Selected:-
#1) Bandhan Small Cap Fund – ₹1000#2) Invesco India Midcap Fund – ₹500#3) Parag Parikh Flexi Cap Fund – ₹1000
Risk Appetite – Aggressive
Investment Goal – Wealth Creation (Compounding)
Investment Horizon – 18–20 years
Allocation Details – Monthly SIP (with annual step-ups and occasional lump sums)
Why these funds – Based on months of research:
• Parag Parikh Flexi Cap: Provides stability and diversification; acts as a core anchor in the portfolio.
• Bandhan Small Cap: Aims for higher growth potential within the small-cap segment while attempting some downside resilience.
• Invesco India Midcap: Chosen over peers due to concerns around performance and fund size in competing mid-cap funds.
App Used – Coin
Q1) Are these funds good to go? Can I get a review on my fund selection and overall recommendations?
Q2) What is the ideal allocation across each of these funds for my ₹2,500 SIP to maximize returns in the long run?
Q3) What can I do better or improve in my investment strategy?
Q4) Should I add any other funds? Any large cap or index funds to my portfolio?
Q5) Is it worth continuing investment in Parag Parikh Flexi Cap Fund?
Q6) How should I adjust this portfolio in the future as my investment amount increases?
Hoping to get some suggestions, advice, and insights from experienced investors! :)
I am 22, just started earning, and have finalised 3 funds with an 18-20 year horizon with an annual step-up properly to my income increase.
Current Monthly SIP Amount - *2,500
Funds Selected:-
#1) Bandhan Small Cap Fund - [1000]
#2) Invesco India Midcap Fund - [500]
# 3) Parag Parikh Flexi Cap Fund - [1000]
Risk Appetite - Moderate to Aggressive
Investment Goal - Wealth Creation (Compounding)
Investment Horizon - 18-20 years
Allocation Details - Monthly SIP (with annual step-ups and occasional lump sums)
Why these funds - Based on months of research:
* **Parag Parikh Flexi Cap:** Provides stability and good diversification to act as a stable anchor.
* **Bandhan Small Cap:** Offers good stable returns and downside protection in the small cap sector.
* **Invesco Mid Cap:** Selected because Motilal Oswal is underperforming heavily after the new fund manager, and HDFC's size is a bit too large when thinking long-term in the mid-cap space.
App Used - coin
Q.1) Are these funds good to go? Can I get a review on my fund selection and overall recommendations?
Q.2) What is the ideal allocation across each of these funds for my ₹2,500 SIP to maximize returns in the longer run?
Q.3) What can I do better or improve in my investment strateav?
Q.4) Should I add any other funds? Any large cap or index funds to my portfolio
Q.5) Is it worth investing in Parag parik flexi cap fund
Hoping to get some suggestions, advice, and insights from the OGs and investors!:)
I am 22, just started earning, and have finalised 3 funds with an 18-20 year horizon with an annual step-up properly to my income increase.
Current Monthly SIP Amount - ₹2,500
Funds Selected:-
\# 1) Bandhan Small Cap Fund - ₹\[1000\]
\# 2) Invesco India Midcap Fund - ₹\[500\]
\# 3) Parag Parikh Flexi Cap Fund - ₹\[1000\]
Risk Appetite - Moderate to Aggressive
Investment Goal - Wealth Creation (Compounding)
Investment Horizon - 18-20 years
Allocation Details - Monthly SIP (with annual step-ups and occasional lump sums)
Why these funds - Based on months of research:
\* \*\*Parag Parikh Flexi Cap:\*\* Provides stability and good diversification to act as a stable anchor.
\* \*\*Bandhan Small Cap:\*\* Offers good stable returns and downside protection in the small cap sector.
\* \*\*Invesco Mid Cap:\*\* Selected because Motilal Oswal is underperforming heavily after the new fund manager, and HDFC's size is a bit too large when thinking long-term in the mid-cap space.
App Used - coin
Q.1) Are these funds good to go? Can I get a review on my fund selection and overall recommendations?
Q.2) What is the ideal allocation across each of these funds for my ₹2,500 SIP to maximize returns in the longer run?
Q.3) What can I do better or improve in my investment strategy?
Q.4) Should I add any other funds? Any large cap or index funds to my portfolio
Q.5) Is it worth investing in Parag parik flexi cap fund
Hoping to get some suggestions, advice, and insights from the OGs and investors! :)
I am 22M, just started earning, and have finalised 3 funds with an 18-20 year horizon with an annual step-up properly to my income increase.
Current Monthly SIP Amount - *2,500
Funds Selected:-
#1) Bandhan Small Cap Fund - [1000]
#2) Invesco India Midcap Fund - [500]
# 3) Parag Parikh Flexi Cap Fund - [1000]
Risk Appetite - Moderate to Aggressive
Investment Goal - Wealth Creation (Compounding)
Investment Horizon - 18-20 years
Allocation Details - Monthly SIP (with annual step-ups and occasional lump sums)
Why these funds - Based on months of research:
* **Parag Parikh Flexi Cap:** Provides stability and good diversification to act as a stable anchor.
* **Bandhan Small Cap:** Offers good stable returns and downside protection in the small cap sector.
* **Invesco Mid Cap:** Selected because Motilal Oswal is underperforming heavily after the new fund manager, and HDFC's size is a bit too large when thinking long-term in the mid-cap space.
App Used - coin
Q.1) Are these funds good to go? Can I get a review on my fund selection and overall recommendations?
Q.2) What is the ideal allocation across each of these funds for my ₹2,500 SIP to maximize returns in the longer run?
Q.3) What can I do better or improve in my investment strateav?
Q.4) Should I add any other funds? Any large cap or index funds to my portfolio
Q.5) Is it worth investing in Parag parik flexi cap fund
Hoping to get some suggestions, advice, and insights from the OGs and investors!:)
I am 22M, just started earning, and have finalised 3 funds with an 18-20 year horizon with an annual step-up properly to my income increase.
Current Monthly SIP Amount - *2,500
Funds Selected:-
#1) Bandhan Small Cap Fund - [1000]
#2) Invesco India Midcap Fund - [500]
# 3) Parag Parikh Flexi Cap Fund - [1000]
Risk Appetite - Moderate to Aggressive
Investment Goal - Wealth Creation (Compounding)
Investment Horizon - 18-20 years
Allocation Details - Monthly SIP (with annual step-ups and occasional lump sums)
Why these funds - Based on months of research:
* **Parag Parikh Flexi Cap:** Provides stability and good diversification to act as a stable anchor.
* **Bandhan Small Cap:** Offers good stable returns and downside protection in the small cap sector.
* **Invesco Mid Cap:** Selected because Motilal Oswal is underperforming heavily after the new fund manager, and HDFC's size is a bit too large when thinking long-term in the mid-cap space.
App Used - coin
Q.1) Are these funds good to go? Can I get a review on my fund selection and overall recommendations?
Q.2) What is the ideal allocation across each of these funds for my ₹2,500 SIP to maximize returns in the longer run?
Q.3) What can I do better or improve in my investment strateav?
Q.4) Should I add any other funds? Any large cap or index funds to my portfolio
Q.5) Is it worth investing in Parag parik flexi cap fund
Hoping to get some suggestions, advice, and insights from the OGs and investors!:)