Can I get better than 4.14 5 year fixed?
My mortgage matures in September and I’m coming off a 5.09% rate. I am in the early renewal stage with TD at the moment and have been offered 4.14% for 5 years fixed. Is it worth looking to switch out to another lender? I’m also potentially looking to increase my amort from the current 22 years (original 25 less 3 year term I’m coming off of) to 30 years.
Mortgage size 550k on a 900k condo in Toronto, dual income earners HHI of 275k with scores 800+
Appreciate any insights!
u/Bulky_Mushroom_5122 — 6 days ago