u/Bulky-Bumblebee-5664

Hi there - a more high level question of how best to model this. I’m creating plan and exploring scenarios where I plan to sell a property in the future to fund later retirement, but there is some uncertainty as to when the exact year might be (could depend on the market conditions). What’s the general way this is approached? Rerun scenarios with different sale dates and/or different sale prices?

Also, I see a lot of plans where the principal residence seem to be kept until the end and used as a backup to fund shortfalls. Is this often done even for singles who don’t plan to leave it for anyone?

First, loving this software! I’m totally addicted to it and love the videos and support!

This is probably a dumb question - but I’m going through the videos and learning about guardrails, cash wedges etc., but I’m trying to understand whether any of it is necessary (and if so under what conditions) if a large portion of my budget is purely discretionary. In that case, why wouldn’t it make sense to just rerun scenarios at the beginning of every year, optimize my spending to achieve say a reasonable success rate (80%?) and then just withdraw for spending purposes that year as set out in the plan?