u/BrokeAssZillionaire

That obviously carries its own future risk with how they treat super policy but the suggestion was stop investing further into shares and redirect that $ directly into none concessional super. We are already maxing out the concessional contributions. Rational is that it won’t carry the CGT penalties and potentially future abolishment of franking credits. Thoughts?

I can probably accept the different between PPF and none PPF (I’m actually not sure if you notice a difference) but what do I do when it comes to adding a ceramic coat. I was planning on using something like Halo on the PPF (or nothing) as its specifically for PPF and CSL + EXOv5 on the rest but I assume that would look terrible. PPF detailer said I would notice a difference with this type of paint between PPF film and none PPF and that ceramic would make that even worse.