u/Broad-Ad6367

I just sold my apartment. Currently I'm renting (due to working abroad). I might buy a new apartment within next two years. It all depends if the right one enters the market (and at the right price).

I'm invested in index funds, but now I'm considering what to do with the money leftover from the sale. I can get 4% on my savings account, which is probably more or less what inflation is these days. Most bond funds are performing terribly this year, around 1-2%. I fear that if i invest it in an index fund and the market tanks I could lose the opportunity to buy the apartment.

Any ideas? Thank you.