u/Brilliant_Step_7015

Hello, I’m just coming here to ask what I should do with my money at this point, or if my current situation is fine.

I make some money currently (~500 a month), but will be getting employed either this summer or start of the next school year.

I currently have ~$5100:
$1130 in a long-term stock portfolio (+$25 weekly)
$550 in a short-term stock portfolio (more speculative)
$1000 in a HYSA (3.5% APY)
$2350 in my checking account

I mostly feel like I have a little too much in my checking account, but I’m a little nervous to invest more into my long-term portfolio in case of a crash, and I just feel like the HYSA has minimal upside, even if I put another $1000 in that’s only $70 a year.

Hello, I’ve been looking at ridesharing and stuff, and the best options currently seem to be Facebook groups that aren’t necessarily amazing or organized.

Would there be a demand for a replacement for the Ryde app, maybe on a smaller scale? I’m bored and have some decent web-development experience and don’t think it would be super hard to set up.

If so, what are some features and stuff people would appreciate?

Hello, I’m an incoming freshman next year and was wondering what’s the best way to find rideshares (specifically to the Bay Area)? I found a few Facebook groups that seem to be active, but I was surprised there’s no apps or anything else.