u/Brilliant_Seaweed_24

28F, earning approx ₹1.10 lakh per month in hand

Personal loan - 14.5 lakhs, ₹37k emi per month
Household expenses ₹25k per month
Credit card bills - ₹45-50k per month paid

Total Credit card outstanding approx 3.5lakhs

Savings approx ₹5lakhs (markets and digital gold)

How do i get out of debt, while making sure that i save every month as I am planning to buy a house in the next 2-3 years.

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