u/Brief_Revenue2636

▲ 4 r/Mortgages+1 crossposts

Financial assistance programs

I have a lot of credit card debt and a friend told me if I miss a cc payment and then call the two credit card company’s and explain I lost my job and ect I could get my interest rate reduced and pay off the 30k in debt between the two cards. Does this work? But also we need to refinance our mortgage since are 5 year ARM is up in 2027, will this mess stuff up?

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u/Brief_Revenue2636 — 3 days ago