I’m trending to pass the threshold when I can contribute to my Roth IRA in about 2-3 years. I am setting things up to get a decent amount of dividends within my Roth so I have some cash injection to play with there - probably around $1500 annually. Nobody in my family has gotten to this point so everybody’s advice ends at maxing out Roth IRA contributions.
Do you guys have anything you wish you had done in my position? And what are the new ways I should look to invest or find tax advantages at higher income levels?
Possibly relevant info here is that I’ll be in school for the next couple of years so I won’t have a 401k I can contribute to, and I’m a veteran with VA healthcare so I’m not sure a health savings account will make sense for me.