u/Bluebird8683

What are some things you wished you knew when you first started taking your money seriously?

I’ve recently just started my journey for financial independence, and I’ve always had my two accounts - Chase Student Savings and Checking account - but as I’m now in the workforce and earning money, I’m doing my best to learn more about the world of finance and banking. and figure out what I want to do with my money now - where I want to keep it and everything.

so - I figured I should ask y’all for advice - what do you wish you knew to keep an eye on, what do you wish you looked out for when deciding on what bank(s) to use and what to use where?

and before you ask - yes I have read the wiki I’m still going through the videos on it and looking into the books but as someone who has never been taught anything with finance/money beyond save save save I’m sure I’m picking up everything that is being put down

What are some things you wished you knew when you first started taking your money seriously?

I’ve recently just started my journey for financial independence, and I’ve always had my two accounts - Chase Student Savings and Checking account - but as I’m now in the workforce and earning money, I’m doing my best to learn more about the world of finance and banking. and figure out what I want to do with my money now - where I want to keep it and everything.

so - I figured I should ask y’all for advice - what do you wish you knew to keep an eye on, what do you wish you looked out for when deciding on what bank(s) to use and what to use where?

I, ~25 yr, have about 40k saved from working through college and from my job I've gotten since graduating. I understand that I need to have a HYSA for a emergency fund and that’s what I plan to put my 40k into rn I have everything set up through Chase (as my accounts were gifted to me by my parents) but am looking to transfer my account over.

the pickle is 1) my current credit limit is 1k could I even transfer all my money at once to a HYSA? 2) would this negatively impact my credit? 3) how should I go about doing this?

also: any tips/advice on picking where to have my HYSA to be would be welcome.

I’ve never been good with blood and the idea of doing surgery is terrifying to me, but I’ve wanted to be a doctor pretty much my whole life - not in a surgical field, but probably in something like radiology or neurology.

for context, when my bio class did the frog dissection I threw up twice and was unable to make myself even cut him open.

but with that in mind, does it seem possible for me to make it through med school? Is there anyway for me to get into the field if it’s required?