u/Bitter_Purple_8463

Hi, everyone!

OFW po mister (34) ko (27) dito sa GCC and covered ang family namin ng insurance provided by the company.

Naiisip ko lang, dapat ba manguha pa rin kami ng insurance sa Pilipinas (at least ako and our 1-yr-old daughter as pinoy citizens)? For context, foreigner po asawa ko (South Asian) at nasa GCC kami now but balak naming mag for good na sa South Asia or Pinas around 2030.

Sa country ni husband, hindi super need ng private insurance kasi mas maayos healthcare nila roon kesa satin sa pinas. Covered halos lahat sila sa government hospitals.

Naiisip ko lang, dapat ba manguha na kami ng insurance sa pinas? Any insights? Thank you!

Hi PhInvest. I’m buying a house and lot but I’m currently based in the middle east so I won’t be in PH personally for the TCT processing. My trusted aunt is helping coordinate between me and the seller.

The property title and taxes/amilyar are already checked and appear clean. We are proceeding with the notarization of Unilateral DOAS next week.

The plan, as explained to me, is that after the unilateral DOAS signing/notarization, my aunt will process the next steps with BIR, LGU, Registry of Deeds, etc. The attorney in the Philippines mentioned that the seller will execute an SPA/SOA authorizing my aunt to process the next steps after DOAS, but the attorney did not mention anything about me giving SPA to my aunt.

My question:

Since I am the buyer and Im abroad, does my aunt also need an SPA from me to process BIR/eCAR, transfer tax, Registry of Deeds, tax declaration transfer? Or is the seller’s SPA to my aunt enough after the DOAS is already signed/notarized??

I’m especially wondering because I think some BIR forms seem to involve both buyer and seller information/signatures? I wanna avoid delays.

For context:

- I am the named buyer.

- I am currently in Qatar.

- My aunt is not the buyer, just helping process.

- Seller will give my aunt authority to process after Unilateral DOAS notarization.

- Attorney only mentioned seller’s SPA, not buyer’s SPA from me 🤔

- The goal is to process BIR/eCAR and transfer the title/tax declaration to my name.

Has anyone experienced this? Did BIR or RD require an SPA from the buyer abroad, or was seller’s authorization enough? How was ur experience? Thanks!!

Hi everyone. Anyone in a simialr situation before? I’m buying a house and lot but I’m currently based in Qatar so I won’t be there personally for the next steps. My trusted aunt is helping coordinate between me and the seller.

The property title and taxes/amilyar are already checked and appear clean. We are proceeding with the notarization of Unilateral DOAS next week.

The plan, as explained to me, is that after the unilateral DOAS signing/notarization, my aunt will process the next steps with BIR, LGU, Registry of Deeds, etc. The attorney in the Philippines mentioned that the seller will execute an SPA/SOA authorizing my aunt to process the next steps after DOAS, but the attorney did not mention that I, as the buyer, also need to give my aunt an SPA. Hmmm.

My question:

Since I am the buyer and Im abroad, does my aunt also need an SPA from me to process BIR/eCAR, transfer tax, Registry of Deeds, and tax declaration transfer? Or is the seller’s SPA/SOA to my aunt enough after the DOAS is already signed/notarized??

I’m especially wondering because I think some BIR forms seem to involve both buyer and seller information/signatures? I wanna avoid delays.

For context:

- I am the named buyer.

- I am currently in Qatar.

- My aunt is not the buyer, just helping process.

- Seller will apparently give my aunt authority to process after Unilateral DOAS notarization.

- Attorney only mentioned seller’s SPA, not buyer’s SPA from me 🤔

- The goal is to process BIR/eCAR and transfer the title/tax declaration to my name.

Has anyone experienced this? Did BIR or RD require an SPA from the buyer abroad, or was seller’s authorization enough?