Hi All -
I live in the UK and would like to apply for a PAN Card. I've not had great exp going through this their online portal.
I've seen there are some paid agents who can do this for you; Can I get some recommendations on what platforms have others used that was straightforward and was not a scam. Thank you!
Has anyone here worked at Cursor or knows someone who does? A recruiter reached out recently, and I’m trying to get a genuine feel for what the company is like beyond the usual recruiter pitch.
I don't see many employee reviews on Glassdoor or elsewhere.
I’m already assuming it’s pretty fast-paced/intense given the growth and space they’re in, which is honestly fine with me. I’m more curious about culture, leadership, compensation, equity, and what benefits look like for non-US employees. I understand I can ask this of the recruiter, but I need some unfiltered opinions, please.
Hey all,
Needing a sanity check. My partner and I are lucky to have a high combined income, but we are feeling totally broke every month.
The culprit is our 0% credit card debt. Over the years, we’ve accumulated roughly £70k–£90k spread across 10 different cards.
EDIT: Before making a judgment as some you seem to below, these were mostly both our student loans, which we paid off (moved to CC), as they were taking nearly 7% interest; undergrad and Master's degree for both my and my partner's.
We’ve been paying way over the minimums on all of them to feel like we're making progress. It’s draining a lot each month and completely wrecking our cash flow.
Now the 0% periods are starting to end. If we balance transfer, the 3-4% fees will cost us thousands. Worse, we have a massive £40k-£50k chunk all expiring in a tight 45-day window early next year.
I want to completely overhaul our approach and stop bleeding money to fees. A few questions for the seasoned stoozers:
1.Should we drop everything to the bare minimum payments to free up £1k+ a month, and just snowball all that cash into the card expiring soonest?
2.How do we dodge the 4% BT fees for that £40k wall next year? Do banks ever offer 0% to 1% fee retention deals if you call them before expiry? Or should we look into 0% purchase cards to manually shift the debt without fees?
Would love some honesty or advice from anyone who’s navigated a massive 0% hole like this. Thanks!