u/Big_Comparison4999

Hi, i am so sorry, im not gonna lie i feel like im a blind man in a dark forest right now. I just turned 23 and found out i have so much debt. Im about 150k in the hole because my parents handled my finances for so long and insisted that they knew what they were doing. Then one day my credit tanked and i had no idea why, so I checked everything out. Thats the real short version but It’s bad and i have no one to blame but myself and I know, but if someone could just give me some starting advice id really appreciate it. I dont have anyone I can ask for help and I dont even know how to find an attorney. And im pretty sure from what I’ve gathered I need to do this like a week ago, so really any and all advice please

Thanks for reading :)