u/Big-Strawberry2297

Hi guys! I am taking my ASCP very soon and I am extremely nervous. I have been using the bottom line approach book, media lab, and the BOC interactive exam. I am scoring an average of 79% on the BOC interactive exam, and I feel like I can connect and answer reworded questions, but I am extremely scared. Do you guys feel like I have a high chance of passing with that average? My average on media lab or labce is around the same with a 7.78 difficulty level average.

Thank you!

Hi folks!! I recently filed for Ch7 bankruptcy in Jan & I just got my discharge letter. I had ab 15K worth of debt while I was a student and couldn’t afford to pay off (mostly 2 CC, one discover & the other was care credit which I used for vet bills) and it was fully discharged. I kept my car and my apartment which I have never ever missed a payment on, and I lost no assets as I had none in the first place lol. My score only went down to mid 600’s and I would like to start rebuilding my credit since I now graduated, and am making a great amount of money so I can do it responsibly. How long should I wait until I apply for a CC? Should I start with a secure CC first or go straight for a regular one? Any advices or suggestions would be greatly appreciated!