u/Big-Intention4097

27 and about to be completely debt free. I have one credit card with a small limit - just gas and groceries. I do not own a home, but hope to in the next few years. With 0 debt I’m nervous about how that will impact my credit score and my ability to buy a home (I do plan on having a mortgage). I’ve read a few articles, but I find they typically reference having multiple CC open. I’m not open to having credit cards just to keep a “healthy” score. Does anyone have any experience or insight about how to approach this?

Also, any insight/advice on how to approach being newly debt free (-mortgage) is appreciated. :)

27 and about to be completely debt free. I have one credit card with a small limit - just gas and groceries. I do not own a home, but hope to in the next few years. With 0 debt I’m nervous about how that will impact my credit score and my ability to buy a home (I do plan on having a mortgage). I’ve read a few articles, but I find they typically reference having multiple CC open. I’m not open to having credit cards just to keep a “healthy” score. Does anyone have any experience or insight about how to approach this?

Also, any insight/advice on how to approach being newly debt free (-mortgage) is appreciated. :)