u/Bestdamnsalesasm

38m, dual income household.
3.5 year old, have $4k saved for his future.
$81k salary, 6% from me, 8% from employer going into traditional 401k.
Both cars paid off
$90k left on mortgage at a 2.75% interest rate with about $150k in equity.
$26k student loans
No other consumer debt
$2k in savings

I feel like I’m doing okay. Started contributing at 26 years old. This is the most money I’ve made in my life. Most of the disposable income goes into childcare and child expenses.