u/BelfastAmadan

Sitting in the gaff and my phone pings, notification from the BOI app. A transactions needs approved.

It's for around €55 and it's for NANDOS-IE. The credit card is in my possession.

I decline, freeze my cards and ring BOI. They say because I declined the transaction they've no record of it from their end. I find that very hard to believe. I quiz them a bit more and we end up cancelling my card and sending me a new one.

Surely they have some sort of record of it, if it pushed through to their systems and was flagged as worthy of asking me to authenticate? No harm was done in the end.

Also, is some eejit sitting in Nandos trying multiple cards to pay for their chicken? No idea how they got it.