Hi,
Firstly sorry for what is a stupid question. I read the pensions page on the wiki, and have read quite a few articles, but most of these focus on salary sacrifice vs "at source" contributions etc.
The situation is this: I have what seems to be a pretty generous pension. I pay 5%, employer pays 10%. I am at the maximum of what my employer will contribute - 10%. I am on a salary sacrifice scheme, and just under the limit.
I would like to increase my "contribution" for 12 months. The obvious first step is to ask my employer to increase the amount in my salary sacrifice, but this isn't much (10s of pounds). I would like to contribute several hundred.
Is there an advantage of me asking my employer to make a "contribution at source" in addition to the salary sacrifice? Or it easier for me to get paid, and contribute to my pot "manually"?
Have I gotten confused - is salary sacrifice vs contribution at source mutually exclusive?
Thanks and best wishes.