Who and where has someone actually gotten one approved with a sub 9% rate? I unfortunately made some terrible life choices and gambled away a lot of money and I'm in a massive hole, I just need some help to make things a bit easier to get out of. So far my bank has no interest in helping me at all and all these ones I see online feel sketchy and talking to a debt person leads me nowhere because I don't fall into a category of being insolvent just yet, guess they just want to see me struggle in open water for a while first.
If anyone has experience with getting a reasonable rate loan please let me know where.
u/Beginning_Profit_607 — 12 days ago