u/BeginningBattle8907

Spouse has about $250,000 from prior employer 401k account with Fidelity. It’s been sitting in the account for two years now and it’s made some money. It’s 50% stocks and 50% bonds, should spouse rebalance it? Spouse prefers to leave it with the old employer that’s why it’s still there.

49M and one teenager, college is cheap so will have that covered.

$34k in pension
$344k in 401k, and will contribute the max until I retire
House is worth $370k, balance is $90k and house will be paid off in 6 years.
No car and no cc paymets.
HYS $25k

Monthly household expense is $3500. If I do retire at 60 will have to purchase health insurance in the open market. Will cost me roughly 350 a month in premiums.