u/BearWithMeGM

Gambling addiction is now being cited in around 40% of divorces.

I mean it was ever present issue, but the numbers have ramped up in recent years, what changed is - accessibility.

Back in the day, casinos were physical places hidden somewhere far away. You had to deliberately go there. There was friction, social visibility, and limits. It also came with social stigma of criminality even.

But now casino sits in your pocket 24/7.

Modern betting and casino apps use notifications, instant deposits, livestreams, bonuses, and endless micro-bets designed to keep people engaged every minute. The barrier between boredom and gambling has basically disappeared.

Other major reason for divorces are drug and alcohol addiction, named one of the reasons in 61% of the cases.

But unlike alcohol or drugs, gambling addiction can stay invisible for a long time — until debts, lies, and destroyed relationships suddenly surface all at once.

This isn’t just a “personal responsibility” issue anymore. Technology massively amplified the psychological hooks. Society is only starting to realize the consequences.

Just try and spread awareness and if you have power to push for regulations. This is eroding the future of the country.

Links: https://astanatimes.com/2026/03/casino-in-their-pocket-we-are-losing-generation-to-digital-gambling/

Links:https://primeminister.kz/en/news/new-measures-to-combat-addiction-in-kazakhstan-to-be-adopted-by-government-26132

Our country for decades ranks in the top 10 for suicide mortality and especially in 15-19 years old teen mortality.

Ministry of Internal Affairs posted a research on the issue, results:

Family Relationships: 62% of cases were linked to difficult relationships with parents.

Living Conditions: 10% of cases involved children living in disadvantaged environments.

Surprisingly, over half of the children came from financially stable families, highlighting that material wealth does not always prevent suicidal behavior.

Link: https://en.tengrinews.kz/news\_overview/what-drives-kazakh-children-to-suicide-main-causes-revealed-269795/

I honestly suspect the social pressure put on people and women especially.

Women in kazakhstan expected to fit into a narrow template: virgin, well educated, pretty, doing all the chores, married before 30, preferably before 25, with a degree, but also with early family and kids, with a career, but also traditional and taking care of husband's family, sometimes extended family too. List goes on.

And what’s worse is that this pressure is not just “men vs women.” It is enforced socially, including by other women. Judgment, comparison, reputation policing — it all happens very openly, and often without anyone questioning whether it’s actually healthy. There is no feminist support, on the contrary often female collective is especially toxic to younger women.

At the same time, when these issues are brought up, any attempt to discuss them seriously often gets shut down or reframed as exaggeration or “Western influence,” which makes honest conversation almost impossible.

But if we care for our youth, something must be changed.

I know it is an unpopular opinion in this subreddit and that is why I think it's important for me to post it, so that there is a representation it. While I understand the frustrations regarding modern geopolitics and the actions of the Russian government, I’m becoming concerned by how quickly this is turning into a broader radicalization against ordinary Russian people, culture, and language. Please remember that majority of russian population share the same frustration about their oligarchic exploitative government.

Russian culture is deeply connected to our history whether we like it or not. Many Kazakhs grew up reading Pushkin, Dostoevsky, Tolstoy, listening to Russian music, studying in Russian, having Russian friends, neighbors, coworkers, even family members. That does not erase our Kazakh identity. I believe we as a nation and I personally greatly benefited from this cultural exchange.

Chokan Valikhanov and Fyodor Dostoevsky. They were intellectual equals who deeply respected one another’s cultures. Dostoevsky once wrote to Valikhanov saying he loved him more than his own brother. This kind of mutual respect helped shape the early Kazakh intelligentsia.

Our nations were united in wars throughout centuries, most notably during WW2 our grand fathers and great grandfathers were brothers at arms. Fighting against a common foe that deemed both of our nations sub human. I don't know what world would we live in or if we even existed in a world of red army didn't stop nazis.

Soviet period is complicated and it had terrible mistakes, true. But those consequences were shared across all nations. And benefits were also shared across all nations. Cities were built. Child mortality dropped tenfold. Education, healthcare, science, industrialization, infrastructure was build in Kazakhstan with the combined effort of all soviet people. And I respect the work that was put there and decisions that benefited me.

Our governments. Russian and Kazakh benefit from this nationalist division. It distracts the general population of the true division. Working class and oligarchs who control the 99% of the riches of the respective countries. Of course there are radical minorities in both countries, but let them stay minorities. Don't fall for that age old divide and conquer trick. In this entire globe, there are few nations are as close as former soviet nations, let's keep it this way.

We live in a free democratic country supposedly. Let people decide what language they speak, what culture to choose freely.

Ordinary people, working people of all nations actually are not enemies to us. Just people. Don't misdirect your anger that was caused by select few politicians to broad population, collective punishment is what nazis did. Don't act like nazi.

Hello everyone

I've been trimming some of my Micron lately and putting into two healthcare asset light high margin counter cyclical stocks - Royalty Pharma (RPRX) and Halozyme Therapeutics (HALO).

Now I bought most of Micron in 70 to 95 range and never i could've expected that it will outrun Nvidia and Google in that time. I thought it would be a reliable double digit growing pick for decade to come. So I placed it in my son's account along with other dividend paying reliable companies. And I still like the company it's just gotten to a point that the allocation grew so much in that portolio that I have to rebalance for risk management.

Royalty Pharma is a pretty established company with a very straightforward and efficient business model. They fund other pharma and biotech companies in exchange for royalties. Partners carry operational burden of the business. The risk boils down to picking the right R&D pipelines to fund. But management proved to be effective capital allocators, with multiple blockbuster drugs funded in the last decade. And the diversification between those revenue streams provide structural resilience that I am glad to pay for. PE of 26, Forward PE of 9.41.

Now, Halozyme, is more of a contrarian pick and it is trading at ridiculously low valuation against their projected growth. It is also asset light counter cyclical royalty business, but they get it by licensing their delivery technology ENHANZE. Currently they have 10 active partner drugs on the market. Technology allows to turn infusion drugs into shots, by increasing the drug absorption rate.

Management expects that company will grow their EPS through 2028 with CAGR of 27% with only existing drugs. They have another 13 drugs in the pipeline for ENHANZE and they recently acquired Eloktrofi to get another delivery technology Hypercon. This technology allows to put 4 to 5 times more active element per unit of volume. Those two technologies synergyze and can extend and expand the partnership possibilities for Halozyme.

These drugs also serve as a great boon to hospitals and pharma partners, not only patients. For hospitals it reduces the workload. For pharma, they get to extend their blockbuster drugs exclusivity period with this enhancement.

It seems that the deoressed valuation is explained by ENHANZE patent cliff in 2027 in US and 2029 in Europe. But royalties for existing and upcoming partner drugs will be paid regardless of the expiration date of the patent itself. And the new technology they acquired will have time to ramp up to substitute the revenue streams in future.

PE of 26. Forward PE of 6.6.

Also there is a chance that they will get a royalties on Keytruda, the biggest revenue driver for Merck. As company has won a preliminary injunction in Germany. If they get a settlement with Merck on that, it could meaningfully increase the future revenue for the company.

What do you think?

Link to YouTube video:https://youtu.be/MkthN05C9N4

Link to Halozyme Merck lawsuit news:https://www.prnewswire.com/news-releases/halozyme-wins-preliminary-injunction-against-mercks-keytruda-sc-in-germany-302633457.html

Link to a good case for Royalty Pharma:https://finance.yahoo.com/sectors/healthcare/articles/why-royalty-pharma-plc-rprx-000758597.html?guccounter=1&guce\_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&guce\_referrer\_sig=AQAAAAi0vxRhYGcjHkF24AR0EIgCwXpZ2qi5Sv18H54XM895vn7Q1ihj8HSUe6xzrZOevc4rnl1Ur3BdZdqmM4VpX97MIZplZpL3holHPDc1x1M6bqUaxICI1TsNBJQOduRfa3yh2EyRg1hPklyervufhu3KvRbRk68cduu7ovPTNojI