u/Basic_File_5385

Hey all,

Got about £5k sitting around and trying to figure out the best place to put it to earn a bit of interest without taking on risk.

I’ll need about £1.2k of it by November, but the rest I can leave untouched for roughly 12–16 months.

Not really looking to invest it (so no stocks/crypto), just want to make the most of savings rates. I’m a bit unsure whether it’s best to:

keep it all in an easy access account

split it between easy access + fixed/notice

or do something else entirely

Curious how people would approach this — especially how you’d split it given the different timelines.

Any suggestions appreciated 👍