I am tired of cards that only give you points. Sure cash back is nice but what I really want are perks that actually make my job easier as a business owner. Things like spend management, automated receipt matching, and real time expense tracking. Features that save me tine and not just money.
I have seen Ramp come up a lot when looking for something that could fit my needs. No annual fee, automated receipt capture, and controls for my team. Sounds great on paper but does it actually deliver?
Also got to take a look at the Amex Business Platinum which gets brought up a lot, has lounge access and good travels perks but almost no automation for bookkeeping. Different tool for a different job I guess.
What I really want is a card that pays for itself in time saved. I do not want to chase down receipts from my team or spend hours reconciling at the end of each month.
Does anyone have a favorite business card that actually helps with the boring operation stuff? Would love to hear what has worked for everyone. Ty!