u/AwsmGrl12

Hello! I’m in need of advice wondering if it is possible to be able to get a mortgage.
Here is my scenario:
Combined income for husband and I= $150k
Credit score around 750 for both
Have down payment of $10-$15k
No debt at all
This would not be our first home, renting now and owned 7-8 yrs ago

My main concern is credit age on credit report. From 2020-2022 we were in a debt relief program. Big mistake,I know. Ended up having to rebuild credit, got 1099-C to pay taxe on the debt written off on the credit cards. Paid it all off early and credit is back to normal EXCEPT Credit Age. All were closed so new credit ages is just under 3 Yrs and is Needs Work

Is this going to keep us from getting a mortgage?