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u/AwesomeHorses — 13 days ago
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Hi, I financed a car a little over half a year ago, and the dealership got quotes from multiple banks, creating three hard inquiries on my credit report. I have another hard inquiry for a credit card I got around a year ago. My credit score is excellent and better than it has ever been. I am interested in getting a new credit card, but I am concerned that the four hard inquiries will make me look too risky to banks. How long should I wait before applying for another credit card?