u/AstronomerNovel7724

Hello! My parents separated a while ago and lo and behold the ugly legal battle that everyone warns you about is here. To avoid a divorce, my mom is considering an agreement that doesn't really guarantee her ability to make ends meet in two or three years. (My dad makes significantly more money than my mom and has saved his whole life; she is younger and dedicated many years to being a stay-at-home-mom.) Before the legal stuff happened though, my dad bought the house my mom and I live in in full and in her name (although it's considered marital property, I think). Looking down the line, will she be able to regain the money paid for the house and switch to paying a mortgage if it becomes necessary? And would it be a bad idea financially to do this? She'd only need to do it for a couple of years, then she might consider moving. Ideally, she wanted to pass the house onto me eventually, and I get the feeling she doesn't want to do that with a mortgage payment attached to it, but I think it would be completely reasonable if that plan doesn't work out. We both know nothing about buying a house or paying a mortgage, and she is afraid that changing the situation will put her in a less financially safe position. But I thought it was worth asking about.